A strong property claim starts with a clear record of what existed before the loss—and what changed after it.
Before the stormBuild the “before” file.
- Photograph every room, exterior elevation, roof line, and major system.
- Record a slow video walkthrough with the date and property address.
- Save your policy, declarations page, endorsements, and insurer contact information.
- Inventory valuable personal or business property with receipts and serial numbers.
After the stormDocument before cleanup.
- Photograph and video all damage before moving or discarding anything.
- Take reasonable emergency steps to prevent additional damage.
- Keep damaged materials when safe and practical until the insurer inspects.
- Save every receipt, estimate, invoice, email, letter, and claim note.